ZIP home

- Nick Pham
- 408-425-5304
- nick@nickpham.com
As a Real Estate and Mortgage Broker with over 20 years of experience, Nick is THE authority on mortgage lending. He sees things that other industry professionals may overlook, allowing him to help homeowners, investors purchase and refinance homes. Nick is passionate about finding the best financing solutions for his clients, no matter how complex. From traditional mortgage to private lending, Nick helps his client every step of the way. From the preparation to the initial application to qualification, approval to funding, he always ensures that his clients are fully informed of the loan process, cost and interest rates.
With his extensive knowledge ranging from Conventional to non-traditional loans (DSCR, Bank Statements, Rental Income) along with his experience, he has helped many of his clients achieve the American Dream. Nick is knotwledgeable of the intricacies in loan underwriting process to ensure loan closings for his client's purchases. Additionally, he has successed originated, processed, and underwritten many private loans. He has funded $10M-12M annually in projects, private funds.
Whether purchasing or refinancing, you can rest assured that Nick is dedicated in finding the the right loan for you.